#61: How and Why to Fear Not

In this episode (also known as “Faith and Finances” or “Go and Do”), Leslie explains the importance and power of choosing faith over fear in facing life’s storms. The cure for fear is not courage, but knowledge. Join her for a scriptural look at God’s pattern for overcoming every challenge life throws your way. The principles are true, dependable, and sure. Discover exactly what to do when you just can’t shake the fear.

Originally recorded August 3, 2019 at the LDS Mid-singles Conference held at the University of Utah Institute.

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#59: Adversity and the Seeds of Equal or Greater Benefit

Sometimes adversity persists until you finally make peace with it. Finding a seed of equal or greater benefit it contains can help that happen. As you find the seed and nurture it, your energy shifts, and sometimes that’s when you’ll see the adversity itself finally begin to shift as well. Discover how life is like a series of cogs and gears, and what you can do to experience traction instead of friction.

Resources mentioned on the audio:

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#57: Disappointments, Marriage, and Miracles (part 2)

This is part TWO of two on the topic of disappointments, marriage, and miracles. Learn about what to do when your spouse is not on the same page with you about goals. Discover how rare faith principles can also be applied to concerns not related to money. If you have ever been hurt or disappointed and feel hesitant to dream again, listen to this episode.

Click here for part 1

Originally recorded in Mendon, Utah on Oct 11, 2018

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#56: Disappointments, Marriage and Miracles (part 1)

This is part ONE of two on the topic of disappointments, marriage, and miracles. Learn about God’s moment to moment sustenance, and how, if we’re not careful when we feel stressed, our “level of thinking” will remind us of all the OTHER things we should be stressed about as well. Learn a simple adjustment that helps you pray in a way that is in harmony with the laws, for better results. If you have ever been hurt or disappointed and feel hesitant to dream again, listen to this episode.

Click here for part 2

Originally recorded in Mendon, Utah on Oct 11, 2018

Resources mentioned on the audio:

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Should we sell our home?

Today’s Question is about Real Estate:

“Should we sell our home?”

One of my readers sent me the following:

“We have enough equity in our house that if we sold it, we’d be almost completely out of debt. We’ve got 2 kids in college and 2 at home still, which makes downsizing a little tricky at this point. We’d probably have to rent an apartment for a year to save up for another down payment on a different home. Or buy a condo, and those can be difficult to sell.

We want the kids to have a place to stay when they come home for the summer, and if we were in a 3 bedroom apt or condo that wouldn’t be ideal. And yet, I REALLY want financial freedom. I REALLY want this burden GONE FOREVER.

My business has been struggling for years, and is actually the reason why we’re in this situation—I invested in marketing and trainings that didn’t convert, and got scammed by a business partner. Lots of adventures!

But I hear you loud and clear about being reactionary at this point. Any money the business brings in goes right to debt. I haven’t paid myself in close to a year. That sucks all the fun out of business! 🙂

Anyway, the question is: do we sell the home in the spring and rent for a while? What would you do?

..Thank you so much, Leslie! You’re one of the last people out there I actually trust. – A. C.

Here’s my reply:

That’s a tough question. I’d probably be tempted too, but we spent 6 years renting after the recession and I never realized how much of my mental energy was spent wondering, “Where are we going to be next year? Will the rent go up? Are we going to pay the higher rent or are we going to move again? What about the kids’ schoolwhat if we have to move too far? How are we going to save for a down payment fast enough to keep up with rising home prices?”

It was on my mind constantly. We ultimately bought another home and the difference it made in my ability to THINK, create, and serve again was HUGE.

That being said, who knows if the home prices are going to tank again in the near future, and getting the equity now might be super beneficial? It would be amazing to pay off the debts faster, and buy a home when they’re cheaper. Indeed, it could go really well in that regard, but it’s a BIG gamble. If you stay where you are and can get in front of things any other way, don’t take it for granted that you already have a home of your own. It’s a huge-er deal than you know.

I strongly recommend that you do a search in Dave Ramsey’s archives for “should I sell my home to pay off debt” and see what advice he offers in different scenarios. Additionally, here’s one article on the topic. Find the principle that applies to your situation from which to make your decision, then you can be at peace no matter which way the market goes.

She responded:

Thank you! I adore you! I appreciate your honesty so much. And when I get quiet in my mind, I realize that some of this feeling is impatience, which is NOT a principle of abundance! I’ll do a search on Dave Ramsey—that’s a great idea. Thank you again! 

To learn more about developing the right mindset for achieving your goals, visit www.ProspertheFamily.com

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