Going Debt-Free with Rare Faith

This stuff is real, folks.

Read feedback like this (below), and you can get some extra courage to test the Rare Faith principles in even more areas of your life than you might have previously considered. Check out this case study. Crystal writes:

I’ve struggled with the idea of money in this way, that if you choose a profession that makes a lot of money, you get it. If your passion is in a field that doesn’t make money, then you make do. That’s life, that’s how society works.

We live in a very affluent part of town… and so my neighbors, church friends, etc. are all medical or legal professionals. When we built our small home in the most expensive neighborhood (thanks to purchasing family land) I struggled with the idea that because my husband prefers not to work in the medical or legal profession, we were stuck.

So my inner battle began with why the Lord would make it so. Why do we have precious metals, diamonds, and luxury if all we were meant to do was survive and endure. My family growing up did ok, but not great. I felt a huge void and frustration, feeling the ‘piety mentality’ of our religious culture. I didn’t feel like anyone that did well was terrible, in fact, I believed all those I knew that had wealth were great and wonderful people. But somehow there was a disconnect with me, that I wouldn’t be a good person anymore if I had wealth. And then there was the guilt of feeling ungrateful that what my husband brought home wasn’t good enough. I am always grateful. We make double now than when we were in school, but we’d still be considered below poverty level on the national level.

In comes the game changer. We built our home in 2014, and it was a miracle of miracles on how that happened. In so doing, we had deferred loans from friends/family that would come due in 2015 that would be beyond our budget. In August 2015, my Stake President gave a challenge to get out of debt. He said to be out of consumer debt in 2 years and then completely out of debt in 5 years, because we can’t help others when we are in bondage.

We came home and immediately realized my husband’s income would need to double if we were going to make it. So logically, it would be impossible. And then I got REALLY excited! Because if this is a challenge from the Lord, HE would create the miracle and the means to accomplish it.

That same month, my mom called and handed over the family business. It immediately brought a little in that would pay the extra we needed for the family loans. Because of the family business, we were able to pay off $65,000 in 2 years. Completely unfathomable to our circumstances.

Then in April 2017, I found the missing piece to my puzzle. Both my husband and I are ‘number nerds’. Finance has always been easy for me to understand, and I found a platform and company that followed the same core values and interest in helping people. I had flexible hours, and could even work with my kids with me, and it has been an amazing journey. That was my first introduction to mentor-ship and leadership that cared. I felt like I was seeing in color for the first time, and everything in my life improved. My family relationships improved, my desire to be closer to God improved, and I was making money doing what I LOVED. The only hang up was that I was still struggling internally with the ‘piety mentality’.

I felt the abundance mindset take over [some] and that helped a lot … [but] I didn’t know what to do. I felt like I just needed to deal with it; however, I [also] knew [the piety mindset]… would be a major setback. …

Then a new entrepreneur friend talked to me, and she had been using a vision board for years and had success with her different businesses … We talked one day and she mentioned she just learned about a book called the Jackrabbit Factor. She had just started reading it with her daughter and thought it was pretty good. So I looked it up and lo and behold, I can access it immediately through a free download! WOW!

…I read it in two days and sent a huge thank you to my friend. She laughed and said ‘Wow, I’m still only halfway through, now I really want to get through it!’

Soon after I learned about the other books and read them. They filled in the void! They answered all my questions and silenced my fears / doubts / concerns. When 3 different sources explained the idea of the camel going through the eye of the needle and rich man scripture, I knew that the Lord answered my unspoken prayers through your work. I will be forever grateful that you followed through with the process and writing and sacrificing to share what you learned. And it’s a miracle to see how the Lord works through your efforts to bless SO many! Now with 2 years left, we know that we’ll be able to become debt free!!!

My mom came home from her mission to Brazil at the end of June and spent the rest of the summer with me. She is an incredible woman, but has dealt with a lot of hardship. She is my best friend, and when I read your works, I shared them with her. She is trying to reinvent herself (as most do in retirement) and I’ve seen a strength come through that hasn’t been there before. It’s beautiful to behold. The way you explain concepts, it resonates with her and gives her confidence to not give up and to continue to develop and create an impact in her new stage of life.

After learning the principles and laws, it was fun to reflect on past blessings / miracles / experiences and recognize that they followed the principles. For example, I have 4 brothers, no sisters, and I’m in the middle. I always dreamed of having a sister, but always wanted an older one named Catherine. That’s a tall order to give your mom! In 2012, my younger brother married a beautiful woman named Catherine, and she happens to be 5 years old than him, making her 3 years older than me! WOW!

Then we always wanted a play house growing up, but never got one. Then we have a house of our own, 4 young kids that would love one, but because we have goals to get out of debt, it’s not even close to the top of our list. It almost became one of those things that we didn’t think we would ever buy because there would always be something else that we’d spend our money on. Then our sweet old neighbors call me up one day and says ‘I saw the cutest playhouse, so I got one for your kids, it’s coming in a couple weeks’. I since learned her friend actually ordered it online because she doesn’t use a computer and didn’t know what our house looked like. I’m thinking its a plastic one. It shows up as a couple boxes of lumber, we get it put together, and it completely matches our house color, down to the same red door and color of our mailbox. My kids LOVE it and it’s better than anything I would have imagined.

Now I truly believe that we have miracles and blessings, I talk a lot about the Lord knowing the desires of my heart, even the unspoken ones, and fulfilling them. I really appreciate what I’ve learned from your books, podcast, and overall content. We are looking forward to doing your e-course and someday I plan to attend a 3-day course with my husband. I feel so empowered, and I see that in my mother.

I know I’ve written you a novel, but I wanted to thank you for working SO hard those years long ago, as you went through your own struggles and breakthroughs. I love to see how we can still bless others through our trials, it’s incredible. We also enjoyed the event your son hosted, it was wonderful. I feel a sense of urgency to figure out everything the Lord needs me to do, so that I can create the springboard for the intense positive influence our children will have in the world. Leslie, thank you for being you! All the best! – Crystal C.

Thanks so much for your amazing story, Crystal!

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