Releasing Debt was Another Story

By Katie Vrajich

When I encountered the Laws of Success, I soaked up all I could from Leslie Householder and put the laws into action. I’m enjoying prosperity like I only dreamed about a few years ago. In this process, attracting money was the easy part for us. Releasing our debt was another story.

One of my greatest desires when we first started was to be debt free. I knew I had been counseled by very wise people many times to stay out of debt, and I fully agreed with it. So why after 6 years of marriage and a significant increase in income were we still in debt? We would pay it off and get it right back again. Sometimes that same month!

The answer was my subconscious. My subconscious must have thought that in my world, we always stay in debt.

One of the ways it did that was by making me think that in order to make money we had to use debt to get there. The reason it would come onto our credit cards, car loans etc. is because we would use our cash for the businesses we were investing in and then have to pay for our living expenses on credit. Very little of the debt was truly frivolous spending, but it was still a nuisance that kept following us around.

My husband would often say ” I don’t want to pay for that in cash, because we could use that cash for a business and get much more of a return then the 3% interest we will be charged for the loan.” The logic made sense, but if I truly was thinking abundantly then there was money for anything that I needed.

We could have the cash for the investment and the cash to purchase the thing and then could make interest on the investment and not have to pay interest on a loan! We had tremendous success increasing our income, so why limit what else we could do? Then one day I said that I’d had enough! I was determined to live completely debt free and on a cash basis. What an amazing experience!

You can do it too! Make it happen.

1. First make a vision board to activate the visual part of your brain. Find pictures that represent what you want. Mine had to do with my budget and all of the things (fun things and investment things) that my money was going to instead of debt.

2. Then, make a powerful statement. Make sure that the statement has details and the “why” or motivation for the goal.

The statement that I made went something like this. It is _____ date and I am so excited and grateful to carry a $0 balance on my credit cards and to own all of our possessions free and clear. I love the peace and freedom that comes from having the money before I purchase something. We have so much money coming in that we are able to pay for everything in cash and invest in multiple ventures all at the same time. We own our cars, house and everything else that is still coming free and clear. It makes us feel very prepared on our way to complete self-reliance.

3. Then, put that statement to work and read it every day until it truly becomes a part of you, as long as it is at least 30 days without missing a day. You truly can create new neural pathways, but that takes at least 30 days according to one NASA experiment.

4. If you want even more power, record the statement in your own voice and play baroque music in the background. Listen to that every day. Initially it takes a little more time, but listening is way easier than reading it because you can do other things at the same time. Also, the music gets it to your subconscious better. If you want a great program to do that easily try (That is what I used and it was so easy! I am not affiliated with them in any way, just happy with their product). It became part of my LifeVision (see Ann’s website at for more ideas about the expanded vision. I am not affiliated with her either, just a happy customer.)

5. Listen for promptings from your spirit and ACT accordingly. As this truth sinks in to your subconscious and takes over as your new reality, you will feel like you need to do things. Don’t talk yourself out of them! Just do!

6. Enjoy the abundance and debt free lifestyle you create!

To Success!


For more on this topic, click here to read Hidden Treasures: Heaven’s Astonishing Help with Your Money Matters FREE.

Katie Vrajich

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