Getting Out of Debt

If you’re having trouble staying out of debt, try this on for size:

Perhaps getting out of debt should not be the goal, but something you do on the WAY to a goal.

If getting out of debt is your goal, you may inadvertently condition your subconscious mind to work continually on filling the proverbial hole. When it sees that the goal is nearly accomplished, it can sometimes automatically look for more “holes” to fill. With constant thoughts about debt, and especially with the exhilaration that comes from paying it off,  you can literally train it to pay off debt like a machine.

But when you get to the point that there is no more debt to pay, and if there is nothing else in mind that has already carried more emotion and focus, your subconscious mind panics. It doesn’t know what to do next. So by default, it helps you out – by making sure you never run out of debt to pay!

Think about it.

More debt, complimentary of your own subconscious mind. By your own training!

Without living by effective goal setting principles, and understanding the importance of word selection in your goal statement and how to give your subconscious mind commands that won’t backfire, reaching your ultimate goal can be very difficult.

Reduce expenses where you can, look for ways to make more money, and consider using a percentage approach to your debt reduction strategy. When you start earning more than your basic expenses require, decide on a percentage of the excess to be applied toward your debt, and another percentage to be applied to your other ‘after debt’ goals. Then, as you focus on achieving the fun or meaningful goals, your debt elimination goals will happen automatically.

For more on this topic, read The Jackrabbit Factor.Originally published August 28, 2005.

Leslie Householder

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