We have a quick question for you. We have been intrigued and energized by the Bob Proctor Success Puzzle tapes we recently purchased from you. In combination with your Jackrabbit Factor and Hidden Treasures books, they have really helped us to understand the laws of financial success. However, we have an unresolved question that has arisen. On one of the tapes, Bob Proctor suggests that if someone would like to afford and buy a house of their liking, they should just go buy it, then the means will come for them to afford it. We may misunderstand what he is saying, but this is the message we have taken from his statement.
Currently, we find ourselves in this very situation. We feel a need to move to a new location and a larger home, but we frankly can’t afford it. We have shopped around and have found a home that is an excellent buy, but it is still beyond our reach. We are working on additional sources of income (our rabbits), but they are taking some time to develop. We feel that to be financially prudent, we should be able to afford the house payments on our current base income and let any additional income be used for some of the other good things in life.
Here is the question. The leaders of our Church have explicitly stated that we should only purchase a modest home that we can afford and that we should live within our means. They haven’t said that we shouldn’t increase our means, but they have stated that at any given time, we should live within our current means.
Based on your experience and philosophy, would you recommend that a family first develop the means, then buy the home of their liking, or buy the home of their liking first, which is beyond their current means, then allow additional means to present themselves? The latter seems to contradict the leaders of the Church, but you may have an insight that we have overlooked.
Thank you so much for the excellent resources you have provided and thank you for any insights you can provide regarding our question.
Sincerely, T and J
There is a time and a season for everything, and in my personal experience there was a time for us to slow down and lay a better financial foundation, (even while people all around us were getting all the things we desperately wanted for ourselves), and there was a time for us to reap the benefits and enjoy an increased measure of prosperity. These seasons are cyclical.
The philosophies helped me believe that one day the prosperity would happen for us, and give me the courage to believe it was actually okay to reap a few benefits when the season for the harvest finally came. Without the principles, I would have been too afraid to receive more.
This is why it’s so important to rely on personal inspiration to get the timing right. There are different times to put money to different purposes.
At a time when we were solidly bent on putting all the money we had into the purchase of our home so that it would have no mortgage, we were stopped at every turn until we finally considered the possibility that there was something else we were supposed to do with that money.
Once we finally started to listen again, we felt directed (against our comfort level) to get a larger home (so that we could finally settle down and set up a permanent residence – we had moved far too often for our children’s stability) and only put half of our money into it, leaving us with a healthy mortgage. It was within our means, but much less comfortable when compared to having no mortgage.
To “do it big” like that was counter to every principle we clung to, and couldn’t understand the reason, until about 6 months to a year later, we realized that the money needed to be liquid so that we could publish the book ourselves… something that has benefitted us in ways we never could have understood before.
I can’t counsel someone to do half the stuff we’ve done, because timing, purpose, and direction will be different for everyone on each person’s path to prosperity. The only real security lies in relying on personal revelation.
Some of the things we’ve done would appear completely irresponsible and foolish on the outside looking in, and we would never publish half of it. The main key is to look inward and trust your own instincts, with a good understanding of general guidelines so that if you do something completely outrageous, you are consciously aware of what you’re doing and why, and can move forward with an assurance that God is guiding you.
(I think about an ancient story of a man named Nephi and how he was directed by the divine inner voice to kill his enemy in order to preserve his family, even though it ran counter to everything he had ever been taught. If ever we break a “rule”, we just need to be sure we’re listening to the right voice. We’re all entitled to that nudging, “inner voice” – and following it will always lead to a feeling of peace and assurance that you’re on the right track… even if your subconscious programming screams otherwise.)
The prosperity principles I teach are there to help a person overcome the fear of following the right inner voice. They are not there to help a person overcome the fear of doing something stupid!